Beyond Boundaries | Hugues Bertin & Óscar Garza on Driving Innovation Across Latin America
Welcome back to the Beyond Boundaries interview series, where we speak with the people shaping how insurance is built, scaled, and reimagined around the world.
In this episode, Sønr’s CEO Matt Connolly is joined by Hugues Bertin (Founder & CEO of Digital Insurance LatAm) and Óscar E. Garza López Portillo (CEO & Co-Founder of Journey Sports, President of Insurtech Mexico). Together, they explore how Latin America’s insurtech ecosystem is rapidly evolving and why collaboration is at the heart of its growth.
In this episode:
🌎 The creation of the Pan-American Insurtech Alliance (AIP) and its 250+ members
📊 Why LATAM’s low penetration and young demographics present huge opportunities
🏦 How bancassurance and fintech partnerships are expanding access to protection
🤝 Why associations matter; bridging insurtechs, incumbents, and regulators
📍 What you’ll also hear:
Stories of building ecosystems from Mexico to Argentina, working with regulators to enable innovation, and why collaboration across borders is essential for sustainable growth.
A huge thank you to Hugues and Óscar for sharing their experiences — from launching associations to covering 137,000 athletes with digital insurance and for their leadership in building one of the most exciting insurtech markets in the world.
💡 This is a must-listen for anyone working in insurtech, regulation, or financial inclusion.
To explore more of the people and companies defining global insurance innovation, the full Beyond Boundaries study offers a deep dive into emerging ecosystems, investor themes, and insurer strategies worldwide. The 2025 report will officially launch at ITC Vegas this October – a milestone moment for the global insurtech community.
Click here to learn more about Beyond Boundaries.
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