Beyond Boundaries | How Generali is Shaping the Future of Insurance with Danilo Raponi
Welcome to the Beyond Boundaries series, where we speak with the people shaping how insurance is built, scaled, and reimagined worldwide.
In this episode, Sønr’s Managing Partner, Matt Ferguson, is joined by Danilo Raponi, Group Head of Innovation at Generali, for a deep dive into how one of Europe’s largest insurers is navigating demographic shifts, technological change, and climate risk.
A historian by trade and innovation leader by profession, Danilo brings a rare combination of critical thinking and practical experience. Today, he leads Generali’s innovation efforts – from group-wide strategy and a federated innovation model, to investing through Generali Ventures and backing new ventures that blend commercial and social impact.
🎙 In this episode, you’ll hear:
📈 How Generali structures innovation across a decentralized group and local business units – and why a federated model works
🛡️ Why insurers must move from passive payers of claims to active partners in prevention and comprehensive risk management
📊 How technologies like AI, IoT, and parametrics are reshaping underwriting, claims, and climate resilience
🌍 Where Generali is backing new business models – from financial inclusion platforms to climate-focused deep tech
📍 What you’ll also hear:
Danilo reflects on the big themes redefining insurance – demographics, technology, and societal change – and what they mean for savings, protection, and retirement products. He shares examples of Generali’s work on parametric climate solutions, IoT-enabled services for SMEs, and ventures like Migrasure that support migrants and refugees with accessible financial tools. Looking ahead, he explores the implications of robotics, humanoids, and deep tech for liability, everyday life, and insurance coverage.
💡 This is a must-watch for anyone interested in corporate innovation, strategic change, or how incumbents like Generali are reshaping the future of insurance.
🚀 Exciting news: Our Beyond Boundaries 2025 report launched, dive into the report now: https://sonr.global/beyond-boundaries-2025/
📧 Want to get involved? Reach out at [email protected]
